Masagana obtained from UCPB 5 Invisibility Cloak Shirt Geek Book Movie Lover Kids Shirt (5) insurance coverage insurance policies on its Manila properties. On July 13, 1992, plaintiff tendered 5 checks for P225,753.45 as renewal premium funds. On July 14, 1992, Masagana made its formal demand for indemnification for the burned insured properties. The Supreme Courtroom, upon observing the information, affirmed that there was no legitimate discovery of non-renewal of the insurance policies in query, as there isn’t a proof in any respect that the discover despatched by bizarre mail was obtained by Masagana. Therefore Masagana filed this case. It invoked Part 77 of the Insurance coverage Code, which supplies that no coverage or contract of insurance coverage issued by an insurance coverage firm is legitimate and binding until and till the Invisibility Cloak Shirt Geek Book Movie Lover Kids Shirt premium thereof has been paid and the case of Arce v. Capital Insurance coverage that till the premium is paid there isn’t a insurance coverage. The loss adjuster, being a worker of the petitioner, is deemed a consultant of the latter whose consciousness of the opposite insurance coverage contracts binds the petitioner.
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