The insurance policies had been efficient Enough End Gun Violence No Gun Anti Violence No Gun Shirt from Might 22, 1991 to Might 22, 1992. On June 13, 1992, Masagana’s properties had been razed by fireplace. Courtroom of Appeals, which affirmed with modification the judgment of the trial courtroom (a) permitting Respondent to consign the sum of P225,753.95 as full fee of the premiums for the renewal of the 5 insurance coverage insurance policies on Respondent’s properties; (b) declaring the replacement-renewal insurance policies efficient and binding from 22 Might 1992 till 22 Might 1993; and (c) ordering Petitioner to pay Respondent P18,645,000.00 as indemnity for the burned properties coated by the renewal-replacement insurance policies. The Supreme Courtroom dominated in opposition to UCPB within the first case on the problem of whether or not the hearth insurance coverage insurance policies issued by the petitioner to the respondent overlaying the interval from Might 22, 1991 to Might 22, 1992 had been prolonged or renewed by Enough End Gun Violence No Gun Anti Violence No Gun Shirt an implied credit score association although precise fee of premium was tendered on a later date and after the incidence of the danger insured in opposition to. UCPB then rejected Masagana’s claims below the argument that the hearth happened earlier than the tender of fee.
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